Requirements for essays
Five Paragraph Essay Topics Middle School
Tuesday, August 25, 2020
Negotiation-Real World Reflection
ââ¬Å"Real worldâ⬠exchange reflection Introduction As the ranking director, I finish the yearly execution assessment of my colleagues in January. In the wake of completing assessment I will hold interviews with them, talk about their endeavors and the designs during the current year. Lilly is one of my colleagues with a superior information on the coordinations business. In light of her presentation in 2012, her yearly execution is appraised B+ and she can get 8% expansion in year-end rewards. What's more, I intend to advance her as a group head answerable for the coordinations programming items advancement in the northern market.Since our companyââ¬â¢s business improvement in 2013 will expand the contribution to the northern market, I expect the yearly deals pay in 2013 will increment by 30% under the normal market objectives accomplished; as a group chief, Lillyââ¬â¢s individual yearly pay will increment by 15% - 20%, relies upon the business commission. But since of s ome family reasons, she may not be eager to go for quite a while. Prior to the meeting, I heard another message: Lilly was disappointed for her own pay being not exactly another colleague, Han, who joined the group in the start of 2012.In expansion, Lilly has been filled in as a specialist for right around 5 years and she feels a touch of exhausting on this work. Because of advertising deals work opening in our organization, she needs to attempt the situation as a team lead, so as to get another working experience and get more opportunity to deal with her family. Readiness Planning Document What issues are generally critical to you? 1. Hold Lilly as my colleague. 2. Advance her as the group chief answerable for the northern market. | What issues are generally imperative to your partner? 1. Disappointment with her own pay. 2.Can the organization give the new difficulties on the expert occupation? 3. Can't venture out a great deal because of family reasons. | What is your BATNA? 1. Ho ld Lilly as my colleague without advancement since she wonââ¬â¢t be happy to travel a great deal. Keep functioning as the expert with expected 5-8% yearly pay increment. The yearly salary will be not as much as now in the event that she moves to the business position. 2. Change the reward circulation, expanding the commission from 2% to 2. 5%, in the wake of advancing her as the group chief. 3. On the off chance that she needs long haul business, more than multi month, she can return home once per end of the week like clockwork or get additional 2 daysââ¬â¢ vacation.Reservation Value? 1. Increment the commission from 2% to 3%, in the wake of advancing her as the group head. 2. Increment yearly get-away time from 10 days to 20 days. Target? Advance her as the group chief answerable for the northern market. | What is your counterpartââ¬â¢s BATNA? 1. Move to the business position which may give challenge work. 2. Keep the expert position, request a superior pay. 3. Acknowledge the advancement and get an a lot higher yearly salary. Reservation Value? 1. Make her yearly pay expanding 10% or more. 2. Take a stab at something new. 3. Remain in the city and deal with her family.Target? To locate another work with both fulfillment installment and more opportunity to deal with her family. | What are your wellsprings of intensity? Right to advancement. Give the new difficulties on the expert employment. Give proper occasion modification. Right to reward dissemination. | What are your counterpartââ¬â¢s wellsprings of intensity? Move to the business position. Request a more significant compensation or business stipend. Request more excursion time. | What is your initial move/first technique? Discussion about her yearly execution, and disclose to her the coming advancement. Think about the yearly pay when promotion.Attract her by the test as a group head. | Other significant or interesting data/considerations:How long is the movement time she can acknowledge? He r family situation;Is there anything I can accomplish for her or give her a few proposals? | Negotiation Since we currently live in various urban communities, I chose to utilize the video call meet. Diverse with phone discussion, video call can assist me with adjusting my arranging procedure by watching the adjustments in her face. I began with disclosing to her the reason for this discussion. Discussed the things the organization measures for her position; her commitment to income or costs.Based on her presentation in 2012, her yearly execution is evaluated B+ and she can get 8% expansion in her year-end rewards. At that point, I went to the advancement issue. I investigated the showcasing system of our organization; the northern market ought to be one of the most significant markets in 2013. Thusly, I have to advance a group chief who can deal with the expert group for northern market. In light of her great expert ability and information on the coordinations business, she is the b est man for this position. Lilly gave her fulfillment with the consequence of yearly execution assessment and was satisfied with the opportunity to be a group leader.But she said she needed to change to deals division so as to have more opportunity to deal with her family. Since I realize that it couldn't simple to get additional time if being a project lead, I didnââ¬â¢t think about it as the genuine explanation behind her work day. Through discussion, I discovered that the genuine explanation was her own yearly salary was not as much as Han, which caused her to feel awkward. I figured I should concentrate on the pay first. Initially, moving to deals division was not a decent decision since the salary will diminish. Keep filling in as the advisor with expected 5-8% yearly pay increase.Secondly, I clarified that she and Han held distinctive position, their pay canââ¬â¢t be analyzed. Despite the fact that I can't tell the particular salary information, I consider their pay is c lose. Additionally, on the off chance that she got the advancement, her yearly pay ought to be expanded to a more significant level. From that point forward, I clarified the subtleties of the advancement: the business commission will be expanded from 2% to 2. 5%, in the wake of advancing her as the group head, which implies her own yearly salary will increment by 15% - 20%. Lilly was pulled in by the condition, however she despite everything stressed over the test she will face to and how to manage the family issues.I revealed to her I can bolster her work which she didnââ¬â¢t should be stressed over. For family issues, there are two decisions: one is getting additional 2 daysââ¬â¢ get-away following a multi month long haul excursion for work; another is expanding yearly get-away time from 10 days to 20 days. She concurred with the last one finally. Before we finished the discussion, Lilly said she will chat with the coming change with her families, so as to get their help. I figure she will persuade her families and take the position. End The consequence of the arrangement is successful.I do a really decent planning work by decide my main concern and BATNA in time and great procedure can allow me to deal with the exchange follow my own thought. Common trust is significant in this exchange procedure. Since the genuine purpose behind her day of work was her own yearly salary was not as much as Han, which caused her to feel awkward. I canââ¬â¢t deny the reality since I have to fabricate the shared trust. Be that as it may, I can change the best approach to talk about the salary issue and mental fortitude all her the position. I discovered the arrangement and I got my objective finally.
Saturday, August 22, 2020
Gimme an A (I Insist) by Abigail Sullivan Moore Article
Gimme An (I Insist) by Abigail Sullivan Moore - Article Example So as to examine the degree of it a review was directed in around 400 schools and colleges, meeting the understudies and the result is the inclination that Something is amissâ⬠. It was seen that the individuals who got A were around 50%, about 18% high since 1968. It is the result of overwhelming weights put on the educators by students and guardians. They have just one want, and that is to get confirmation in the presumed universities. This is disturbing in light of the fact that nobody knows about what is in question. They appear to be oblivious of future difficulties. Aside from the weights, being put by the understudies and guardians, on the instructors for getting a higher evaluation, the understudies likewise resort to different methods of introducing themselves as great. Cheating has gotten normal. The accessibility of data and information through the web has been enticing understudies to download them effectively and submit them to the educators as their own work. At that point the propensity for re-appropriating the assignments are on the ascent. It has been seen, says Sullivan, that while the seniorââ¬â¢s grade climbed the SAT score stays unaltered. This pattern, he found, began expanding since the 199s. The explanations behind this could be the ascent in the individuals from the center pay bunch getting mindful of the ââ¬Å"hard-to-getâ⬠schools. They attempt to send their wards to such presumed places. Additionally, their ââ¬Å"discretionary incomeâ⬠empowers them to pay more. He cites the boardââ¬â¢s VP, Wayne J. Camara , who said that ââ¬Ëââ¬ËEveryone cannot get Asâ⬠. The creator accepts that the times of the reviewing framework is finished. Learning will be high and consistent. Evaluations or no evaluations, the understudies continually make progression in their knowledge.â
Sunday, August 9, 2020
How Long Does OxyContin (Oxycodone) Stay in Your System
How Long Does OxyContin (Oxycodone) Stay in Your System Addiction Drug Use Opioids Print How Long Does OxyContin (Oxycodone) Stay in Your System? OxyContin in Your Blood, Urine, Hair, Saliva By Buddy T facebook twitter Buddy T is an anonymous writer and founding member of the Online Al-Anon Outreach Committee with decades of experience writing about alcoholism. Learn about our editorial policy Buddy T Medically reviewed by Medically reviewed by Daniel B. Block, MD on January 28, 2020 twitter linkedin Daniel B. Block, MD, is an award-winning, board-certified psychiatrist who operates a private practice in Pennsylvania. Learn about our Medical Review Board Daniel B. Block, MD on January 28, 2020 Darren McCollester/Staff/ Getty Images More in Addiction Drug Use Opioids Cocaine Heroin Marijuana Meth Ecstasy/MDMA Hallucinogens Prescription Medications Alcohol Use Addictive Behaviors Nicotine Use Coping and Recovery In This Article Table of Contents Expand Effects Duration Detection Times Elimination Symptoms of Overdose Getting Help View All Back To Top OxyContin (controlled-release oxycodone hydrochloride) is a long-acting opiate prescribed for moderate to severe pain when pain relief is needed for an extended time. It is the brand name of an extended-release formulation of oxycodone. OxyContin can be detected in blood, urine, saliva, and hair, although detection windows vary depending on the type of test that is used.?? A single dose of OxyContin works in your body for about 12 hours, but the drug and its break-down products may be detectable for much longer.?? OxyContin, like other opiates, is a Schedule II controlled substance, meaning that it is considered a drug with a high potential for misuse, with use potentially leading to severe psychological or physical dependence. In addition to its high potential for dependence and addiction, taking OxyContin in high doses or combining it with other substances poses a risk of overdose. By understanding how long it stays in your system, you may be able to prevent these reactions. How Long Does OxyContin Stay in Your System? Blood: Up to 24 hoursUrine: Up to four daysSaliva: Up to 48 hoursHair: Up to 90 days What You Should Know About OxyContin How Long Does It Take to Feel Effects? The pill is designed to release oxycodone over a period of 12 hours. The initial absorption is in a little over a half-hour and then there is a second release from the pill about seven hours later. When you first start taking the prescription, you should reach steady levels of the drug in your bloodstream after 24 to 36 hours.?? The exact mechanism of action is not known, but the drug is believed to impact opioid receptors resulting in changes in the way that the brain responds to pain. It acts as a depressant in the central nervous system, which is why it decreases heart and breathing rates. OxyContin may also cause side effects that include:?? Dry mouthHeadacheNauseaDizzinessDrowsiness If you experience more serious side effects such as confusion, difficulty urinating, fainting, seizures, severe drowsiness, or very slow breathing, you should contact your doctor or emergency services right away. How Opiates Impact the Brain and Body How Long Does Oxycontin Last? The elimination half-life of OxyContin is about 4.5 hours, which is longer than the 3.2 hours for immediate-release formulations of oxycodone. The half-life is the amount of time it takes for half of a substance to be eliminated from the body. This means the drugs action is effectively eliminated from the blood in 22.5 hours.?? Taking the medication with food doesnt affect the absorption, but you may have higher plasma levels when you take it with a high-fat meal. Plasma levels may also be higher in the elderly and people with renal or liver impairment. Your body breaks down oxycodone hydrochloride into noroxycodone, oxymorphone, and noroxymorphone. It is then excreted by the kidneys into the urine. OxyContin can be detected by screening tests used in employment, forensic, and medical settings.?? Many home drug testing kits can also detect the presence of the drug. Urine OxyContin can be detected by a urine test for up to four days after the last dose. However, standard drug screenings often do not test for this drug, so additional tests may be used to detect the presence of OxyContin. Blood The detection window by blood is much shorter and the test is more costly and invasive. For these reasons, blood tests are not used to screen for the presence of OxyContin as frequently as urine tests. However, these tests can detect the substance in the body for up to 24 hours. Saliva OxyContin shows up quickly on saliva screening tests, usually within three hours of taking a dose, and its presence can be detected for up to 48 hours after the last dose. Hair As with other substances, OxyContin can be detected by a hair follicle test for a much longer period of time, up to 90 days. If you take OxyContin by prescription, it will be detected on typical pre-employment or forensic drug tests. You should disclose that you are taking this drug by prescription when you are required to take such tests. Factors That Affect Detection Times There are a number of different factors that can influence how long OxyContin is detectable in your body. Age According to OxyContins prescribing information, studies found that people over the age of 65 had blood concentration levels of the drug that were 15% higher than that of younger adults, suggesting that elderly adults clear the drug at a slower rate.?? Because older adults metabolize the drug more slowly, it is likely that the drug can be detected in their systems for a longer period of time. Sex For unknown reasons, women have higher plasma levels when taking OxyContin. Studies indicate that women had blood concentrations 25% higher than men.?? Liver Health Function Studies have found that people with mild to moderate liver impairment had peak OxyContin blood concentrations that were 20% to 50% higher than individuals without liver impairment.?? Kidney Health Function People with kidney dysfunction also clear the substance more slowly, with peak blood concentrations around 20% to 50% higher than in healthy individuals.?? Other factors, such as how long youve been taking your medication, your individual metabolism, alcohol use, and taking other medications, can also play a role in how quickly OxyContin clears from your body. Prescribed Use vs. Other Methods The dosage schedule and how the substance is taken can also have an impact on detection times. The normal detection windows for OxyContin assume that the medication is taken as prescribed, in whole-tablet form, and on the recommended dosage schedule. However, when misused, OxyContin tablets may be crushed and snorted or injected. Research has found that when crushed and snorted, OxyContin can be detected within five minutes of administration. The drug is also more bioavailable when taken intranasally, which may affect peak blood plasma levels and duration of detectability.?? The type of OxyContin tablet that is crushed may also play a role in how quickly the drug begins to take effect and how it affects the body. One study found that crushing and snorting the controlled-release tablets was associated with lower and delayed peak blood plasma levels.?? While blood plasma levels may be lower, the delayed effect may mean that the substance is detectable in the body for a longer period of time. The misuse of prescription opioids such as OxyContin can also result in significant health consequences. When taken in large doses, these drugs can have serious side effects and can even be fatal. How to Get OxyContin Out of Your System There are a few different steps you can take if you want to speed up how quickly OxyContin is eliminated from your body. The most important is to stop taking the drug, but you should always talk to your doctor before taking this step. OxyContin can lead to physical dependence, so suddenly stopping your medication can result in withdrawal symptoms. Your doctor may slowly taper you off your medication in order to minimize these symptoms. Once you have safely stopped taking OxyContin, you may be able to slightly increase the drugs metabolism and elimination by making sure that you stay well-hydrated, following a healthy diet, and getting regular physical activity. Symptoms of Overdose OxyContin works by altering the way the brain and nervous system respond to pain. But it also has significant effects on depressing breathing and the cough reflex. An overdose can result in death.?? To avoid a potentially fatal overdose, you must always take the pill whole and never cut, crush, chew, or inject OxyContin as its specifically formulated for extended (not immediate) release into the body. You should also stick to your prescribed dosing schedule to avoid taking too much. Never take two pills together because you missed a dose and never take more than one pill in 12 hours. The following are some of the symptoms of an OxyContin overdose: Difficulty breathingSlowed or stopped breathingExcessive sleepinessDizzinessFaintingLimp or weak musclesNarrowing or widening of the pupilsCold, clammy skinSlow or stopped heartbeatBlue skin, fingernails, or lipsLoss of consciousness or coma If you suspect someone has taken too much OxyContin and is showing symptoms of overdose, call 911 immediately. If unresponsive, first responders may be able to revive the victim with Narcan (naloxone), but only if they are notified soon enough. Its helpful if you can tell them the time the drug was taken, how much, the prescription formulation, and the persons age and weight. Understanding Opioid Overdoses Drug and Alcohol Interactions Even when using OxyContin as prescribed, it can cause serious or life-threatening breathing problems, especially during the first three days that it is used. Drinking alcohol or taking medications that contain alcohol with OxyContin can cause overdose and death. Taking OxyContin with other medications can also cause life-threatening breathing problems. If a health care provider tries to administer or prescribe OxyContin to you, let them know if you are taking any of the following: Certain antibioticsCertain antifungal medicationsMedications for anxiety, mental illness, or nauseaMuscle relaxantsCertain medications for HIVOther narcotic pain medicationsSedativesSleeping pillsTranquilizersSupplements (especially St. Johns wort and tryptophan) Getting Help Like other opiates, OxyContin is known to have a high potential for dependence and misuseâ"even when taking as prescribed.?? Talk to your doctor if you want to reduce your dose or stop taking OxyContin. Abruptly stopping your medication can result in serious symptoms of withdrawal, including: Runny noseWatery eyesDifficulty sleepingJoint painMuscle achesRapid heartbeatFast breathingRestlessnessVomiting Your doctor can help you discontinue your medication safely and avoid withdrawal symptoms. This may involve gradually lowering your dose or using medications such as buprenorphine or methadone to manage the symptoms. If you need additional help, your doctor may recommend inpatient or outpatient treatment. Such treatments may involve the use of medications to support your recovery as well as psychological approaches including cognitive-behavioral therapy (CBT), contingency management (CM), and motivational enhancement therapy (MET). For help finding treatment options in your area, contact the Substance Abuse and Mental health Services Administration (SAMHSA) at 1-800-662-4357 or use their online treatment locator. Treatment Options for Opioid Addiction
Saturday, May 23, 2020
Essay on The Fashion Industry Zara - 1467 Words
Introduction The fashion industry has changed over a period of time due to the growth of boundaries. This is attributed to the varying dynamics of the industry; declining mass production, altered structural aspects in the supply chain, need for more affordable cost and quality. This shows that fashion retailers are able to acquire a competitive power in the market through making sure through which they get their products to the market for the consumers (McAfee, Dessain, Sjoman, 2007). Consumers are hence able to get product easy and of high quality. Fast fashion has been able to meet the needs of consumers while trying to acquire major merchandize turnover to retailers than local rivals. The Zara case study reported sales $8.15 billionâ⬠¦show more contentâ⬠¦From its creation to the time it reaches the stores followed by advertising, consumers are well informed and are able to get new products. So as to be able to appeal to most consumers, Zara makes use of low cost strategy in combinatio n with reduced stock for all the stores where consumers are available. Consumerââ¬â¢s perception of urgency is influenced through not restocking. This shield from any losses on the part of the retailer, while any product that is not successful in the local market is moved to other countries. Zara makes use of point-of-sale that send details to its headquarters in Spain, displaying real-time information for consumers (Delagarde, and Baykal, 2011). Up-to-date information regard the consumers are left to the local managers of the company for them to be able to get new garments. Information moves from the local company to global stores as the digital assistant use it daily. They are able to acquire new designs and order new materials. This local influence assists Zara regarding consumerââ¬â¢s details to act locally and be up to date with local cultural variation. Zaraââ¬â¢s marketing and advertising techniques to consumers are outstanding. The company uses about 0.3% of promotional products to the consumers. Additionally, the retailer uses location methods, looking for hot spots in malls with many customers (Thomas, 2006). Accordingly, traffic is created through mall location while store traffic is managed through merchandize presentation.Show MoreRelatedFast Fashion Industry: Growth of Zara and Inditex Essay1532 Words à |à 7 PagesFast fashion Fast fashion is merely more than a one hit wonder. The fast fashion industry has grown and has ultimately proven itself to be profitable industry in the clothing market. The retailer most distinguished for a fast fashion approach is Zara (Hayes Jones, 2006). Zara is a child company of the parent company Inditex. Zara stores have established the stride for merchants around the globe in creating and shipping fashionable clothing (ââ¬Å"Case 3-4. Continued Growth for Zara and Inditexâ⬠Read MoreMarketing Strategy Of Zara s Sector Of The Fast Fashion Industry1572 Words à |à 7 Pages1. Introduction Zara, a Spanish owned clothing organisation, is one of the worldââ¬â¢s most successful clothing brands. It has utilized a unique and targeted marketing strategy to ensure it has consistently met business growth targets, and has attracted a wide range of consumers across its numerous stores worldwide. Zara was started by Amancio Ortea Gaona in 1963 and has since expanded to over 2000 stores worldwide. 2. Price determinates and Pricing Strategies This section will explore the priceRead MoreZara E-Business672 Words à |à 3 PagesExecutive Summary E-business Background Zara, part of Spanish giant Inditex Group, provides clothing products to customers demanding fast fashion that looks like high fashion at lower prices. It has been considered as the most remarkable fast fashion company of the 21st century. In order to understand and analyze the dynamics of the sector and the current state of Zara, Porterââ¬â¢s Five Forces and SWOT analysis will be used. E-Marketing The key elements of Zaraââ¬â¢s e-marketing strategy include socialRead MoreCase Study : Marketing Brand Management Essay1398 Words à |à 6 Pagesorganization Introduction of Brand: Zara is one of the most famous brands in the world, is also one of the largest international fashion companies. They is the third largest brands in the garment industry. Zara is a Spanish clothing brand. Zara is part of the Inditex group of Spanish fashion distributors. Inditex is one of the largest fashion retail dealers in the world. It has more than 4780 stores in 77 countries in Europe, America, Asia and Africa. The owner s name is Zara Amancio Ortega. Amancio OrtegaRead MoreSwot Analysis Of Zara1080 Words à |à 5 Pages Zara is one of the most well-known international companies in the world. It is recognized for its high fashion, quality garments and affordable prices. Zaraââ¬â¢s parent company is Inditex. à ââ¬Å"One of the worldââ¬â¢s largest distribution groupsâ⬠(Zara, n.d). à Zara offers fashionable designs for men, women and children. Zara was opened in A Coruà ±a, Spain by Amancio Ortega and his partner Rosalia Mera in 1975. They wanted to name their store after their favorite film Zorba the Greek. Since that name was alreadyRead MoreMarketing Plan: ZARA1571 Words à |à 7 Pagesin Business Administration major in Human Resource Development Management Zara Clothing Company Marketing Plan By Mr. Carl Jastine Eugenio Ms. Angelica May Ignacio Ms. Mary Christine Agojo Ms. Shenna Mae Reyes Mr. Eric Balaoro I. Executive Summary Zara is the largest retail company owned and run by Inditex, largest Spanish corporation and the worldââ¬â¢s largest fashion group. The way Zara has runs its company is by following a vertical integrated operation that has the advantageRead MoreThe Retail Giant Of Zara Essay1351 Words à |à 6 PagesThe retail giant Zara have proven that utilizing all resources and different management techniques branded the store as a fashion empire. However, Zara has been named one of the most profitable retailers in the world. Zara has expanded and is operating stores all over the world which makes the retailer global. The philosophy behind the retail giant is immersing new fashion fast. Furthermore, Zara focus is producing high-end quality clothes through creativity. The retail giant uses a rapid responseRead MoreZar A Marketing Strategy1313 Words à |à 6 PagesIntroduction Zara was founded in 1975 in Spain. Inditex which is the parent of Zara Company was founded ten years later by Co finder of this company, Amancio Ortega . Inditex has 7 other brands like Pull Bear, Massimo Dutti, Bershka, Stradivarius, Oysho and Uterqà ¼e. These companies have the same sales management approach with a focus on customers. In 1975, Zara opened its first store in A Coruà ±a in northwest of Spain. Today, Zara operates over 2000 stores in more than 88 countries around the worldRead MoreZar A Business Strategy And The Brand Image1706 Words à |à 7 Pagesworld is currently locked, one would be forgiven to expect that fashion is the last thing on people s mind, especially the young and the middle-class. This is a population considered as low income and would spend much of their finances in other needs rather than fashion. However, Zara, a Spanish retail fashion giant, has achieved just that by providing clothing and fashion at an affordable price for those conscious of fa shion. Zara has made a business out of promoting people to wear fashionableRead MoreZara - Marketing Research1034 Words à |à 5 PagesTask 1 zara marketing research Zara is a spanish chain store in Inditex group, one of the worlds biggest retail store in the world who are also owners of zara home. Zara is a fast industry bt its unique business model is based on innovation and flexibilty. they design and distribute a garment to the market in just 15 days. they always have new products but in limited supply. the customer feels there is an exclusitivity , since only a few items are on display even though stores are planned
Tuesday, May 12, 2020
Essay on Case 75 Federal Bank Solution - 3035 Words
Case: 75 Federal Finance Bank ââ¬â Instructorââ¬â¢s Solution INPUT DATA: Amount Needed to Raise Flotation Costs Stock Offer Price Market Value/Book Value Ratio (Dollars in thousands) Assets Cash U.S. Treasuries Mortgage-backed Securities Municipal Bonds Government Agency Securities Total Cash Securities Residential Mortgage Loans Consumer Loans Business Loans Total Loans Fixed Assets Total Assets Liabilities Passbook Savings Non-interest Checking N.O.W. Accounts Money Market Accounts Certiï ¬ cate of Deposits Total Savings Borrowed Money Other Liabilities Total Liabilities Capital Stock ($100 par value) Retained Earnings Total Equity Total Claims Loan Loss Reserve Allowable Risk Adjustment Weights: No default risk Low default risk Res. loans â⬠¦show more contentâ⬠¦Total Number of Shares Outstanding = capital stock/par value per share = $12,155,000/$100 = 121,550 Book Value per Share = total equity/number of shares outstanding = $26,490,000/121,550 =$217.94 2. Using the data in Table 3, calculate Federal Financeââ¬â¢s 2000 ROA and average annual growth rate in assets from 1995 to 2000. (Hint: In your calculations, use only the data for 1995 and 2000.) ROA = Net Proï ¬ t/ Total Assets = $7,863/$525,826 = 1.50% The compounded annual growth rate in assets can be found as follows: Assets1995 (1+g)5 = Assets2000 $273,617 (1+g)5 = $525,826 (1+g)5 = $525,826/273,617 = 1.92 (1+g) = 1.921/5 = 1.1396 g = 0.1396 = 13.96%. 3. For the four Bankââ¬â¢s listed in Table 4, calculate the following: a. The Capital Asset Ratio for 2000. b. Compound annual growth rates in assets for the ï ¬ ve-year period 1995ââ¬â2000. c. The ROA ratios in 2000. d. The market value/book value ratios for 2000. e. How does Federal Finance compare with the Capital Asset Ratios and growth rates of these institutions? a. Capital Asset Ratio = Shareholdersââ¬â¢ equity/total assets Maryland Financial = $11,800/$220,000 = 5.36% Great Northern Bank = $23,700/$476,000 = 4.98% First Bank of California = $15,400/$305,000 = 5.05% Omaha Federal = $12,900/$238,000 = 5.42% Case: 75 Federal Finance Bank ââ¬â Instructorââ¬â¢s Solution b. Assets Growth Rate = Assets1995(1+g)5=Assets2000Show MoreRelatedThe Effects Of Inflation On The Economy1129 Words à |à 5 Pagesspend more. Moreover, people thought that increasing of inflation allowed the economy to grow. Therefore, if inflation reduced, the unemployment would be raised, and consequently, the economy of the country would be slowing down. Then, the central bank had to increment money supply in order to turn the inflation up again, and so it keeping the economy moving. The society was more used to a Keynesian-economic theory which balanced output with inflation. According to this theory, the government shouldRead MoreSmall Business Funding Options1170 Words à |à 5 Pagespartnership to pay back this relative, there is no high rate interest to worry about, as there would be with a bank loan. Also, the relative only has to agree to the assistance, instead of applying for bank approval. There is also no risk of depreciation, as there is with the stock market. However, there is also a very large risk with this type of funding. When using a short or long term loan with a bank, once approval is granted, the funding is guaranteed. When borrowing from a relative, he/she can decideRead MoreHuman Contribution And Environmental Issues1404 Words à |à 6 Pagesinfrastructural damage at $75 billion; and more than 3,200 people were still unaccounted for by January 2006. 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This report is divided into four sections. The first section introduces the State of Michigan and gives a brief contextual. The second section gives a brief historical background of Michiganââ¬â¢s economy. The third sectionRead MoreFailure of Three Regulation in Financial Crisis Essay1975 Words à |à 8 PagesSince the year 2008, many countries had been suffered from a financial crisis or Hamburger crisis, because of the mistaken policy, complex financial system etc. which cause a severe shock to the financial system globally. From this impact, the federal government of United State of America (USA) and other countries had injected a large fund for retrieving this situation significantly. Therefore, it can be explained that understanding the main causes of the financial issue can assist each country toRead MoreFnan 321 Hw92128 Words à |à 9 Pagesorder. Any homework assignment with questions or parts of questions that are submitted out of order will receive no credit. The term order refers to the question numbers on the assignment. For example, if there are 5 questions, then the submitted solutions must be numbered from 1 to 5 in numerical order and each question must be answered completely under the appropriate number. Questions with subparts must also be answered in order. 2. Complete Assignment: to complete the assignment you must attemptRead MoreCurrent Economic Conditions: the Role of Fiscal and Monetary Policies in the United States3692 Words à |à 15 PagesDevelopment, or OECD, the long-term interest rates for the months of June, April and January have been 1.62, 2.17, and 1.97, respectively. This would lead to suggest that production would increase while unemployment decrease, yet this has not been the case. Agreeing with the United States Bureau of Labor Statistics, the OECD also shows unemployment staying at around 8.2 percent in the month of June. The unemployment rate and GDP growth is what the media seems to focus on, so we must also look at theRead MoreFaculty of Business Studies1287 Words à |à 6 Pagesto evaluate a new job, and to decide whether or not you can afford a new computer. 2- Businesses: they use it to set goals, to measure progress toward those goals, and to make adjustments when needed. 3- Taxing authorities: Local state and federal governmentsgt; income tax is figured using accounting information. Sales tax depends upon company sales. 4- Investors: they often provide the money to get a business going. To decide whether to invest, a person predicts the amount of income to
Wednesday, May 6, 2020
Meal-Delivery Startups Look for a Winning Recipe Free Essays
The authors clearly show how high-tech is applied to different areas of marketing mix and supply chain logistics to help meal-kit delivery companies create competitive advantage and have high customer satisfaction and retention rates. Unfortunately the authors are not able to provide us with the numbers for those rates, as they only state opinions of meal-kit entrepreneurs. The importance of computer applications is emphasized in a creation of the product to model recipes, measure prospective demand and stay connected electronically with producers and supplies of meals ingredients. We will write a custom essay sample on Meal-Delivery Startups Look for a Winning Recipe or any similar topic only for you Order Now According to the authors, it allows companies more planning and agility while working with seasonal or variable ingredient supply and at the same time pursuing a goal of losing less than 1 % of perishable inventory, which would seem surprisingly low to the reader, comparing to produce waste and spoilage In other food businesses. Internet, Mobil and social media technologies are the main methods used for promotion of the product to the target market of Americans who want to order fresh food online. This Is an Important aspect for growth, as young generations will probably appreciate mime saving and convenience of Internet ordered fresh meals, despite the fact that at $10-12 they are more expensive then store bought frozen dinners, for example. At the low-tech end companies outsource the delivery to the 3-d party, which reduces capital Investment, but at the same time, the authors note, Involves risk of putting customer experience out of companiesââ¬â¢ control. Computer technology also plays Important part In a supply chain Integration. While technology canââ¬â¢t always help In all aspects of business, the authors argue, by presenting the example of a meal-kit pending on its ingredients, they indicate, that another company plans to create their own warehouse management software to help track orders and productivity of each of its workers. I found this article relevant to the subject of our class, as it discusses many different aspects of marketing. It also combines feature which are important and interesting to me as a part of my Bal studies with its emphasis on importance of computer technology in elements of marketing mix, supply chain management, logistics and building business competitive advantage. As the future of the Internet grows so do the opportunities for business success for companies that utilize high-tech in their customer relationship management. Technology and sophisticated process of data mining allows innovative businesses to focus on details and customer experience and satisfaction by providing the products and services that their target audiences demand. I consider The Wall Street Journal a credible source as the newspaper is well established, has the largest circulation in US and a reputation of credibility. It has special emphasis on business and economic news. How to cite Meal-Delivery Startups Look for a Winning Recipe, Papers
Saturday, May 2, 2020
Ellis Island free essay sample
This paper introduces analyzes, and discusses the book Ellis Island Interviews: in Their Own Words, by Peter Morton Coan. Ellis Island was the first stop for immigrants to the United States in the early 20th century. This paper examines a book which deals with the stories of people who passed through this island. It provides great insight into the life of the immigrants, their reasons for leaving their country and what they hoped to achieve in America. The writer of this paper examines the authors use of interviews as a form of documentation. The author calls Ellis Island a Americas slender thread for the peopling of the nation (Coan xiii), and his interviews portray just a few of the thousands of immigrants who passed through Ellis Island on their way to a better life. By and large, they came from nondescript farm villages and hamlets tucked away in forgotten European provinces and sleepy border towns routinely compromised by twisted ideology, plunder, and hate (Coan xvii). We will write a custom essay sample on Ellis Island or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Coan interviews several of these people who came to America, to find out their reasons for coming, and more about their lives. He also interviewed some of the employees who had worked on the island.
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